/* v859 — Terms article-style XXX layout: compact, editorial, not card-heavy */
.terms-article-v859{--v859-blue:#1f66d1;--v859-dark:#061a3a;--v859-text:#274269;--v859-muted:#60759a;--v859-line:#dce7f5;--v859-soft:#f6faff;background:#fff}
.terms-article-v859 .topbar{background:#071c3e!important}.terms-article-v859 .nav-apply-btn,.terms-article-v859 .mobile-only.emergency-apply-red-v787GM{background:#0f64e8!important;color:#fff!important;border-radius:999px!important;font-weight:900!important}
.terms-article-hero-v859{background:radial-gradient(circle at 78% 45%,rgba(210,229,255,.65),transparent 34%),linear-gradient(135deg,#f8fbff 0%,#edf6ff 58%,#fff 100%);border-bottom:1px solid var(--v859-line);padding:28px 0 26px}
.terms-article-hero-inner-v859{display:grid;grid-template-columns:minmax(0,1fr) 380px;align-items:center;gap:32px}.terms-article-breadcrumb-v859{display:flex;gap:8px;align-items:center;margin-bottom:18px;color:#496184;font-size:13px;font-weight:800}.terms-article-breadcrumb-v859 a{color:#0f64e8;text-decoration:none}
.terms-article-kicker-v859{display:flex;align-items:center;gap:10px;color:#0f64e8;font-size:15px;line-height:1.2;font-weight:950;letter-spacing:.05em;margin-bottom:14px}.terms-article-kicker-v859 span{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#edf5ff;border:1px solid #d8e7fb;font-size:16px}
.terms-article-hero-copy-v859 h1{margin:0;max-width:700px;color:var(--v859-dark);font-size:clamp(40px,4.4vw,62px);line-height:1.05;letter-spacing:-.055em;font-weight:950}.terms-article-hero-copy-v859 p{margin:16px 0 0;max-width:720px;color:var(--v859-text);font-size:18px;line-height:1.58}.terms-article-updated-v859{display:flex;align-items:center;gap:9px;margin-top:15px;color:#314b72;font-size:14px}.terms-article-updated-v859 span{width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:#fff;box-shadow:0 4px 12px rgba(15,35,70,.06)}
.terms-article-hero-art-v859{display:flex;justify-content:center}.terms-article-hero-art-v859 img{width:min(100%,360px);display:block;filter:drop-shadow(0 14px 22px rgba(31,102,209,.08))}
.terms-article-body-v859{background:#fff;padding:28px 0 48px}.terms-article-layout-v859{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:34px;align-items:start}.terms-article-main-v859{min-width:0;max-width:860px}.terms-article-nav-v859{display:flex;flex-wrap:wrap;gap:8px;padding:0 0 18px;margin-bottom:6px;border-bottom:1px solid var(--v859-line)}.terms-article-nav-v859 a{display:inline-flex;align-items:center;gap:7px;min-height:32px;padding:7px 11px;border:1px solid #d8e5f7;border-radius:999px;background:#fff;color:#23406f;text-decoration:none;font-size:13px;font-weight:850}.terms-article-nav-v859 a:hover,.terms-article-nav-v859 a.is-active{background:#0f64e8;border-color:#0f64e8;color:#fff}.terms-article-nav-v859 a span{font-size:14px}
.terms-article-section-v859{padding:24px 0;border-bottom:1px solid var(--v859-line);scroll-margin-top:110px}.terms-article-section-v859 h2{display:flex;align-items:center;gap:13px;margin:0 0 12px;color:var(--v859-dark);font-size:clamp(24px,2vw,32px);line-height:1.2;letter-spacing:-.035em;font-weight:950}.terms-article-section-v859 h2 span{width:34px;height:34px;flex:0 0 34px;display:grid;place-items:center;border-radius:9px;background:#edf5ff;border:1px solid #d8e7fb;color:#0f64e8;font-size:18px}.terms-article-section-body-v859{color:var(--v859-text);font-size:16px;line-height:1.72}.terms-article-section-body-v859 p{margin:0 0 12px}.terms-article-section-body-v859 strong{color:#061a3a}
.terms-article-section-body-v859 ul,.terms-article-section-body-v859 ol,.terms-xxx-list-v831,.terms-xxx-checklist-v831{margin:10px 0 0 0!important;padding-left:18px!important;display:block!important;list-style:disc!important}.terms-article-section-body-v859 li,.terms-xxx-list-v831 li,.terms-xxx-checklist-v831 li{border:0!important;background:transparent!important;padding:0!important;margin:7px 0!important;color:var(--v859-text)!important;line-height:1.65!important}.terms-article-section-body-v859 li:before,.terms-xxx-list-v831 li:before,.terms-xxx-checklist-v831 li:before{display:none!important}
.terms-xxx-note-v831{border:1px solid #cfe0fb!important;border-left:4px solid #0f64e8!important;border-radius:10px!important;background:#f5f9ff!important;padding:12px 14px!important;color:#274269!important;margin:14px 0!important;font-size:15px!important;line-height:1.65!important}
.terms-smooth-table-wrap-v850,.terms-article-section-body-v859>div:has(table){overflow:auto;margin:12px 0 0}.terms-xxx-table-v831{width:100%;border-collapse:collapse!important;min-width:640px;margin:0!important;font-size:14px}.terms-xxx-table-v831 th{background:#f0f6ff!important;color:#061a3a!important;border:1px solid #cfdced!important;padding:11px 12px!important;text-align:left}.terms-xxx-table-v831 td{border:1px solid #dce7f5!important;padding:11px 12px!important;color:#274269!important;background:#fff!important}
.terms-xxx-faq-v831{display:grid;gap:8px;margin-top:12px}.terms-xxx-faq-v831 details{border:1px solid #dce7f5!important;border-radius:10px!important;background:#fff!important}.terms-xxx-faq-v831 summary{cursor:pointer;list-style:none;padding:12px 14px;color:#061a3a;font-weight:900}.terms-xxx-faq-v831 summary::-webkit-details-marker{display:none}.terms-xxx-faq-v831 p{margin:0;padding:0 14px 14px}
.terms-article-sidebar-v859{display:grid;gap:14px;position:sticky;top:16px}.terms-article-sidebar-v859 .emergency-side-box-v787FR,.terms-article-sidebox-v859{border:1px solid #dce7f5!important;border-radius:0!important;box-shadow:0 4px 16px rgba(15,35,70,.04)!important;background:#fff!important;padding:18px!important}.terms-article-sidebox-v859 h3,.terms-article-sidebar-v859 h3{margin:0 0 12px!important;color:#061a3a!important;font-size:18px!important;line-height:1.2!important}.terms-article-sidebox-v859 ul,.terms-article-sidebar-v859 ul{margin:0;padding-left:18px}.terms-article-sidebox-v859 li,.terms-article-sidebar-v859 li{margin:8px 0;color:#274269;line-height:1.5}.terms-article-sidebtn-v859,.terms-article-sidebar-v859 .emergency-side-btn-v787FR{display:flex!important;align-items:center!important;justify-content:center!important;min-height:42px!important;margin-top:14px!important;border-radius:0!important;background:#0f64e8!important;color:#fff!important;text-decoration:none!important;font-weight:900!important}.terms-article-sidebar-v859 .emergency-contact-pill-v787GS{border-radius:0!important}
.terms-article-v859 .terms-smooth-section-v850,.terms-article-v859 .terms-match-summary-card-v849,.terms-article-v859 .terms-smooth-final-cta-v850{box-shadow:none!important}.terms-article-v859 .terms-xxx-cta-v831{border:1px solid #dce7f5!important;border-radius:0!important;box-shadow:none!important;background:#f8fbff!important;padding:20px!important}
@media(max-width:1100px){.terms-article-hero-inner-v859,.terms-article-layout-v859{grid-template-columns:1fr}.terms-article-hero-art-v859{display:none}.terms-article-main-v859{max-width:none}.terms-article-sidebar-v859{position:static}}
@media(max-width:760px){.terms-article-hero-v859{padding:22px 0}.terms-article-hero-copy-v859 h1{font-size:38px}.terms-article-hero-copy-v859 p{font-size:16px}.terms-article-body-v859{padding-top:20px}.terms-article-nav-v859{overflow:auto;flex-wrap:nowrap;-webkit-overflow-scrolling:touch}.terms-article-nav-v859 a{flex:0 0 auto}.terms-article-section-v859{padding:20px 0}}